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Beginning Jan. 1, people injured in auto accidents will have 14 days to seek ini…

Beginning Jan. 1, people injured in auto accidents will have 14 days to seek initial treatment — under current law there is no cutoff — and that first visit will carry more weight.

Only people diagnosed with an "emergency medical condition" will be eligible for the full $10,000 PIP benefit. Medical doctors, osteopathic physicians, dentists, physician assistants or advanced registered nurse practitioners will be authorized to make the determination.

Those with less severe injuries will receive only $2,500. Soft-tissue injuries that are common in car accidents, such as soreness, swelling and bruising, are not expected to be considered emergencies.

Although a wide selection of medical professionals will still be allowed to treat accident victims, including physical therapists and chiropractors, they will be expected to perform necessary screenings and treatments for $2,500 or less.


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