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How Do I Estimate Replacement Value of My Home’s Contents?

If something were to happen to your house, you would want the valuables, possessions, and building protected. These might be items you’ve accumulated over the years, high-value items, or necessities. Whichever group they fall into, your items are meaningful to you. That’s why you must invest in contents insurance.

Whether you’re a homeowner or tenant, you must think about the possessions and valuables in your home. If a disaster took place and you lost your belongings through damage or theft, it’s crucial to have the appropriate home contents coverage to claim for replacement.

When purchasing contents insurance, your insurer will need your total value, so you must determine your content cost correctly to ensure you have full coverage. Here’s how to determine replacement value.

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