If you are involved in an accident, having auto insurance can…
What Are the Benefits of Towing Insurance in West Palm Beach?
As an experienced driver, you are fully aware of the fact that you should spare no expenses when it comes to keeping yourself and your passengers safe, preventing any damages and protecting your goods. This is precisely why you have chosen to invest in auto insurance in West Palm Beach.
At this point, you may already know that the minimum coverage in the state of Florida is $10,000 in PIP (personal injury protection) and $10,000 in PDL (property damage liability). PIP covers you, a household member, your child or another passenger who doesn’t have PIP insurance (as long as he or she doesn’t own a car), while PDL basically pays for the damages that you may cause to properties owned by other parties in the event of an accident.
Discover the Benefits of Towing Insurance in West Palm Beach
However, because you want to be able to anticipate and address a wider range of risk factors, you want to go beyond the minimum coverage and discover various other policies that could help you feel safer behind the wheel. Towing insurance in West Palm Beach is only one good example worth considering. Here are three benefits associated with this type of policy.
#1 A Helping Hand When You Get Stuck in the Middle of Nowhere. Imagine that you get a flat tire on your way to your in-laws. It’s freezing cold outside and it’s snowing abundantly; on top of that, for one reason or another, you are unable to change a tire. Or maybe you ran out of fuel. There are literally one million things that could go wrong during a perfectly planned road trip. Fortunately, towing insurance in West Palm Beach provides the best solution to all these worst-case scenarios and offers you access to the assistance that you need in your toughest times. When you get involved in an accident, get stuck in a pile of snow or have to cope with a dead battery, you need the best help that you can get and you need it fast. Keep in mind that you should have comprehensive coverage to be able to get towing insurance. This handy policy ensures reimbursement for the towing expenses that you have incurred to transport your vehicle from the location where your car has become inoperable. Considering that most towing companies charge their clients per mile, towing insurance in West Palm Beach can help you avoid expenses that could exceed 100 dollars.
#2 Towing Insurance Can Also Cover Significant Labor Costs. Aside from handling your towing expenses, this type of insurance will also pay for the labor required to get you out of a sticky situation and put you back on the road. The costs of services like delivering fuel to your exact location and changing tires are covered by this policy. However, you should know that you would have to pay for any spare parts out of your pocket, if needed, because towing insurance does not reimburse you for these extras.
#3 The Chance to Get Your Car Up and Running in No Time. Why waste any time calling a friend in the middle of the night to help you address your car problems and tow away your vehicle when you can rely on your insurance policy to eliminate any impediments that could keep you on the side of the road? Evaluate your options in terms of towing insurance and have a nice chat with different agents to find out how much you could be reimbursed in different situations. Note that towing coverage has its limitations. For instance, you are allowed to make a certain number of claims each year. This is precisely why you should do everything in your power to avoid preventable risk factors, like running out of fuel or locking the keys inside your vehicle.
To profit from the best deals in terms of insurance, it is advisable to get all the coverage that you need from the same carrier. Invest in the best insurance policies brought to you by AC Insurance Services and protect your valuables in the most effective manner. We speak English and Spanish and we are ready and willing to offer you the insurance policy designed to eliminate all your concerns, prevent unnecessary expenses and help you attain peace of mind anytime, anywhere.