Car Insurance Archives - Page 2 of 8

Best Coverage for Low-mileage Drivers

September 9, 2020
AC Insurance
Car Insurance

Insurance customers are frequently keen to save money and insurance firms have continued discovering ways of helping them decrease their premium expenses. One way that companies reimburse drivers who don’t spend considerable time behind the wheel is through low-mileage discounts.

If you don’t drive very often, it’s only rational to pay less for your vehicle insurance policy because you’re decreasing the likelihood of exposing yourself to any risk that might arise on the road. In this case, you can apply for a low-mileage discount on your policy. This choice could save you a considerable amount on your insurance premiums. Here’s what you should know about low mileage coverage.

Insuring Your Leased Vehicle-What You Need To Know

August 26, 2020
AC Insurance
Car Insurance

Leasing a vehicle isn't for everybody. However, it might suit you if you intend to have the same car for a couple of years. While you'll never own the car,…

What You Need To Know About Multi Policy Discounts

It’s no secret that insurers want your business and most will take whatever business lines you offer them. This is beneficial for you because to secure your business, insurance carriers should provide great incentives. That’s where a multi policy discount comes in. Carriers offer this reward when you buy different policies from them.

Most often, the larger discount is on a home policy, but you’ll obtain savings on other policies such as your vehicle insurance. If you take numerous policies from the same insurer, you spread the risk for the carrier. This means that if there’s a claim on one policy, you probably won’t have a claim on the other.

To benefit from multi policy discounts, ensure you obtain the best possible price and discover how to obtain a multi-policy discount. Here’s what you should know.

Are Insurance Excess Payments A Good Idea?

June 10, 2020
AC Insurance
Car Insurance

Low premiums could at times imply a high insurance cost and if you don’t make an informed decision at the beginning of your contract, you might find yourself in a tight situation if you get involved in an accident. In this case, you should consider excess insurance payment, which denotes the first amount you pay as the client if you’re involved in an accident.

It’s the uninsured segment of your loss payable by you once you make a claim. The insured is responsible for paying the excess irrespective of who’s liable for the accident. This functions as a shield for the insurer against minor and fraudulent claims. Similarly, it works to maintain low premiums. Here’s what you should know about excess insurance payments.