skip to Main Content
Discount Insurance Company with Offices in Lake Worth & West Palm Beach, Florida
MON-FRI, 9AM-6PM (561) 683-2230     FREE INSURANCE QUOTE

Insuring Your Vacation Home

The kind of policy you require to protect your vacation home depends on how you use it and how frequently you’re there. Regardless of how you use your property, it’s typically more costly to insure a second home than a primary residence because of different risks.

For insurers, a second property is always riskier than your primary residence. To begin with, if nobody lives in your vacation property, there’s a higher likelihood of vandalism or burglary. Secondly, if renters or friends occupy it in your absence, there’s an increased liability from an insurer’s perspective. If you’re thinking of owning a vacation home, here’s what you should know when it comes to insuring it.

Continue Reading

The Difference Between Condo And Master Condo Insurance

Condo ownership differs from owning a conventional single-family home. For instance, when you own a condo you’re also part owner of restricted common elements. Condo units are part of bigger condo communities, each having restricted common elements such as lawns, building exteriors and framing, walkways, and roads.

Restricted common elements in condominium communities obtain insurance through maser policies. Insuring a condo is distinct because it entails numerous policies and this can be confusing. Fortunately, this guide highlights the difference between an individual and master policy.

Continue Reading
Back To Top