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wind mitigation

4 Wind Mitigation Insurance Features That Can Save You Money

If you reside in Florida, you’re probably familiar with Wind Mitigation Insurance. Numerous property owners obtain associated inspections to evaluate their homes’ preparedness in resisting the consequences of windstorm damage.

In Florida, homeowners can obtain a discount on their policy if they meet certain criteria. Furthermore, a certified wind inspector must examine the home in order to be eligible for the discounts.

If you’re looking to save money on your insurance, consider including these mitigation features in your home.

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condo insurance

Condo Insurance vs. Home Owners Insurance

When seeking that ideal home, you’ve got several decisions to make. For instance, you’ll need to establish the kind of dwelling you’ll reside in; purchasing a home is a major decision, so you want to ensure you’ve considered all your options.

Whether you’re seeking a free-standing home with a huge yard for the pets and kids or a condominium that permits a more maintenance-free lifestyle, one thing doesn’t change: you’ll require an insurance policy to protect your personal home and property.

Numerous people presume if that if they’re condominium owners, they need a homeowner’s policy; however, this isn’t the case because insurance designed specifically for condominium owners exists. While the two policies seem similar, here’s a look at the differences.

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Home Contents Inventory

Why It Is Important To Keep A Home Contents Inventory List

Do you know the worth of all your possessions? You can probably identify some big items and their worth but you may never establish the cumulative worth of your assets without a comprehensive list.

Developing a home inventory is an excellent way of establishing what you own along with their value. You’ll also discover that a comprehensive list gives you access to serial numbers and other significant details on the valuable items.

A home inventory comprises detailed videos or photos and descriptions of your personal property. You must maintain one for these reasons:

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