homeowner's insurance policy Archives

Does My Homeowners Insurance Cover Liability?

October 28, 2020
AC Insurance
Home Insurance

Your home isn’t merely a roof over your head. It might even be the most expensive asset, and one you probably can’t afford to replace out of pocket in case of disaster. That’s why it’s crucial to protect your investment with the appropriate homeowners insurance.

This policy offers monetary protection against loss because of disasters, accidents, and theft. Most typical policies comprise four essential kinds of coverage: coverage for the home’s structure; coverage for personal belongings; coverage for extra living expenses, and liability protection. Here’s what you should know about this policy.

These Home Features Could Give You A Discount On Your Policy

December 12, 2018
AC Insurance
Home Insurance

Like auto insurance, the little things you do or don’t do could alter your premiums. Bear in mind that every insurer is different in the way it handles discounts. From increasing your deductible to comparison-shopping, there are various ways you could reduce your homeowner’s insurance policy.

For instance, the installation of safety features makes you less vulnerable to natural disasters and theft, which could result in expensive insurance claims. Consider including these home features if you want a discount on your policy.