AC Insurance, Author at AC Insurance Services

Protect Your Fleet Vehicles With Commercial Auto Insurance

Numerous companies depend on a fleet of commercial cars to conduct business operations daily. Taxi services, construction companies, and delivery services are some industries that might sustain a fleet of cars. In this instance, purchasing commercial coverage for your commercial vehicles can be cheaper than insuring the cars individually.

Vehicles insured under this coverage don’t have to serve the same role. For instance, you can cover commercial cars and construction vehicles under one policy. If you run a smaller business, you might wonder how many cars form a fleet. This will differ per different insurers. In numerous cases, this coverage is more cost-effective when there are at least three cars on the policy.

While veteran entrepreneurs might already beware of the benefits associated with commercial auto insurance, small business proprietors and enterprising individuals can reap the benefits. Here’s a list of reasons why you should protect your fleet vehicles with commercial vehicle insurance.

Are Insurance Excess Payments A Good Idea?

June 10, 2020
AC Insurance
Car Insurance

Low premiums could at times imply a high insurance cost and if you don’t make an informed decision at the beginning of your contract, you might find yourself in a tight situation if you get involved in an accident. In this case, you should consider excess insurance payment, which denotes the first amount you pay as the client if you’re involved in an accident.

It’s the uninsured segment of your loss payable by you once you make a claim. The insured is responsible for paying the excess irrespective of who’s liable for the accident. This functions as a shield for the insurer against minor and fraudulent claims. Similarly, it works to maintain low premiums. Here’s what you should know about excess insurance payments.

Home Insurance Calculators-Can You Trust Them?

With the initiation of new insurers, the scrutinization of accessible insurance options can be difficult. The goal of exploring choices is to locate the most cost-effective insurance that offers a good value for your money and the coverage according to your set of prerequisites. To ease the selection procedure, premium home insurance calculators come in handy.

A home insurance calculator is an estimator that calculates the premium you’ll need to pay for a specific insurance policy. It functions by considering some essential inputs associated with your home to calculate the precise premium. If you’re thinking of using this tool to calculate your home premiums, here’s what you need to know.

How To Arrange Temporary Driver Insurance

Temporary driver insurance is a short-term means of insuring a vehicle you’re driving, whether it’s a rental, your vehicle, or a vehicle you’re borrowing from or lending to someone else. Bear in mind that insurers don’t sell short-term or temporary auto insurance for less than 6 months at a time.

Websites might entice you with the promise of a seven-day, one-day, or 28-day vehicle insurance coverage; however, the shortest you’ll obtain from major trustworthy insurers is a 6-month policy that you must annul part way through. If you’re looking to get temporary driver insurance, here’s what you need to know about this policy.