policy Archives - AC Insurance Services

Does My Homeowners Insurance Cover Liability?

October 28, 2020
AC Insurance
Home Insurance

Your home isn’t merely a roof over your head. It might even be the most expensive asset, and one you probably can’t afford to replace out of pocket in case of disaster. That’s why it’s crucial to protect your investment with the appropriate homeowners insurance.

This policy offers monetary protection against loss because of disasters, accidents, and theft. Most typical policies comprise four essential kinds of coverage: coverage for the home’s structure; coverage for personal belongings; coverage for extra living expenses, and liability protection. Here’s what you should know about this policy.

Insuring Your Vacation Home

October 14, 2020
AC Insurance
Condo Insurance

The kind of policy you require to protect your vacation home depends on how you use it and how frequently you’re there. Regardless of how you use your property, it’s typically more costly to insure a second home than a primary residence because of different risks.

For insurers, a second property is always riskier than your primary residence. To begin with, if nobody lives in your vacation property, there’s a higher likelihood of vandalism or burglary. Secondly, if renters or friends occupy it in your absence, there’s an increased liability from an insurer’s perspective. If you’re thinking of owning a vacation home, here’s what you should know when it comes to insuring it.

Where to Find the Best Homeowners Insurance Plans

March 11, 2020
AC Insurance
Home Insurance

Your home one of the most important assets because it’s where you spend time with friends and family and unwind after a long day. Moreover, it’s a huge investment. Therefore, it’s sensible to find the best homeowners’ policy.

After all, you need protection against natural disasters, theft, and other unexpected events. Since your home is perhaps the biggest and most significant investment, it’s reasonable to be selective about the company you choose for insurance plans. Nevertheless, finding the best policy isn’t a fun or simple process. Here’s a list of some of the best insurance firms when looking for a policy and provider.

The A To Z Of Insurance Services For Your RV

January 1, 2020
AC Insurance
RV Insurance

With so many kinds of recreational vehicles, a single policy can’t handle numerous kinds of recreational vehicles at times. RVs comprise a wide array of motorhomes, from bus conversions to camper vans. As such, the RV insurance will vary depending on your vehicle’s class, how often you use it, whether you reside in it full time among other factors.

RV insurance works by protecting you as the owner from excess out of pocket expenses in case of a loss or if you’re liable in an accident that causes property damage or bodily injury. Here’s what you need to know about RV insurance.